The Wrangler does great off-roading and it's cheap to insure.

Jeep Wrangler Sport named cheapest car to insure

A car is likely the second largest purchase someone will make in their lifetime behind a home. Therefore, it's important – not to mention required by law – to have insurance for a vehicle. 

Consumers often neglect to factor in just how much insurance will add to the yearly costs of owning a vehicle. They might purchase a fuel efficient ride to save money at the pump, but what about purchasing a car specifically because it's cheap to insure?

Forbes recently released a list of the 10 cheapest cars to insure in 2014. The Wrangler Sport came out on top of the list, while a number of other Jeeps were also featured in the top 10.

"The Wrangler is helped by the fact that it's not expensive to repair – if you get a dent in your door, you take the door off and get another one," Amy Danise, editorial director at Insure.com, told the news source. "And while Jeeps certainly are marketed for 'adventurous' off-road driving, their appearance on our 'least expensive to insure' rankings demonstrate that they're really not used to drive up and down craggy rocks."

According to the data, the Jeep Wrangler Sport only costs $1,080 in annual insurance premiums on average. The Jeep Patriot Sport was named the third least expensive car to insure, with its annual cost only hitting $1,104, while the Compass Sport came in fifth ($1,140) and the Grand Cherokee Laredo took the 10th spot ($1,171).

Why the Wrangler's great in mud
While Jeeps are great for everyday driving, the Wrangler is also the quintessential off-roading vehicle. This vehicle has a number of features that come standard, which encourages drivers to take the roads less traveled.

Here are some of the reasons Wranglers do so well off-roading:

  • High-quality suspension ensures axles and tires handle rough terrain.
  • As stated above, repairs on these vehicles are easy, so if they get dinged up in the woods, it's no big deal.
  • The top and doors come off, improving vision and overall enjoyment while off-roading.

Another great aspect of a Jeep Wrangler is that they are highly customizable. Drivers often add a roll bar or skid plates to help protect themselves and the vehicle while off-roading. In addition, there are a number of unique solutions to improving Jeep storage that are ideal for drivers who head off-road often. Whether it's keeping their items secure while they are away from their car or while they're trudging through a river, accessories are available to help. 

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